How We Write Our Guides
On this page
Our guides explain the rules for retirement money you left at a previous job, in plain English. Here's how we make them.
Where our facts come from
We start with the agencies that write and enforce the rules: the IRS, the Labor Department's Employee Benefits Security Administration, the SEC and its Investor.gov site, and FINRA. Every guide lists the sources it was checked against, with each source's date.
How we keep guides current
Each guide shows the date it was last reviewed. Tax figures and limits change every year, so we check those each January, and again when a new law or IRS notice changes them.
How we write them
Guides are researched and written by 401kTransition. We use software tools, including AI, to help gather and compare sources. Every figure is checked against its official source before a guide goes live.
What our guides are, and aren't
They're general education. They don't know your plan, your taxes or your goals, so they can't tell you what to do. Each guide covers every choice, including leaving your money where it is.
How we're paid
Advisors may pay 401kTransition for introductions. That doesn't change what a guide says. You never pay 401kTransition, and the education is free.
Independence
401kTransition is independent from your employer and your retirement plan provider.
Spotted a mistake?
Email [email protected] with the page and what looks wrong. Please leave out account numbers and other personal details. When we fix a confirmed error, the guide's review date changes with it.